Fast Lane Vehicle Service Contracts is a wholly owned subsidiary of Innovative Dealer Services, LLC, we are a Massachusetts Limited Liability Company formed for the sole purpose of providing Vehicle Service Contracts, GAP Programs, Dealer Training and Compliance. Fast Lane began operations in August, 2009 with its national rollout September 9, 2009. The Management Team at Innovative Dealer Services has a diverse background in the Automotive industry. We have experience in F&I and Sales Management, A background in Banking in the wholesale, retail and indirect lending markets and Manufacturer Services for companies like GMAC, Volvo, Kia, Isuzu and General Electric. The four members of the Management Staff bring more than 140 years combined experience to Fast Lane.

The primary focus of Fast Lane is on our Producers - our Dealers and Lenders and the customers they serve. We will treat all of our clients and their customers with respect and we will operate in a prompt and professional manner at all time. This commitment transcends to our administration team, our claims team, our agents, brokers and insurers.

Our program is provided and administered by DriverZ Edge Administrative Services out of their headquarters in Henderson, NV. DriverZ Edge has over 10 years experience in contract sales and claims adjudication. Effective in June, 2011, for the states of Alabama, Arizona, California, Colorado, Connecticut, Georgia, Illinois, Indiana, Iowa, Kansas, Louisiana, Maryland, Massachusetts, Maine, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New York, North Carolina, Ohio, Oklahoma, Oregon, Rhode Island, South Dakota, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming, the obligations under the service contracts are backed by American Bankers Insurance Company of Florida and in MN, American Reliable Insurance Company(admitted carriers). American Bankers Insurance Company of Florida is headquartered in Miami, FL and American Reliable Insurance Company is headquartered in Scottsdale, AZ. Both are Assurant Solutions companies. www.assurantsolutions.com

Fast Lane provides its dealers with a portal for processing e-contracts, plain paper contracting and remittance.

Fast Lane Vehicle Service Contracts looks forward to the opportunity to provide our products and services to you or your company, please feel free to contact our main office with any questions or to schedule a visit from one of our professional local agents. Thank you for visiting our website,


Eric Garceau
CEO